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Healthshare Plans

High-quality plans
to fit any budget

A unique solution for individuals and families looking to lower their monthly costs.

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Plan comparison
Advanced + ClearShare
Basic + ClearShare
HSA + ClearShare
ClearShare
Preventive care visit
Free
Free
Free
Not shareable
Primary doctor visit
$20
$20
Full Price
Not shareable
Specialist doctor visit
$50
$50
Full Price
Not shareable
Urgent Care
$50
Free After Annual Max
Free After Annual Max
Free After Annual Max
Bloodwork
$10
Free after Annual Maximum
payment is met
Full Price
Free after Annual Maximum
payment is met
X-Rays
$50
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
Imaging
$200
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
Network
PPO / unrestricted
PPO / unrestricted
PPO / unrestricted
Unrestricted
24/7 Telemedicine
$0
$0
$0
$0
Virtual Mental Health
Care Coordination service
Plan comparison
Preventive care visit
Primary doctor visit
Specialist doctor visit
Urgent Care
Bloodwork
X-Rays
Imaging
Network
24/7 Telemedicine
Virtual Mental Health
Care Coordination service
Advanced + ClearShare
Free
$20
$50
$50
$10
$50
$200
PPO / unrestricted
$0
Basic + ClearShare
Free
$20
$50
Free After Annual Max
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
PPO / unrestricted
$0
HSA + ClearShare
Free
Full Price
Full Price
Free After Annual Max
Full Price
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
PPO / unrestricted
$0
ClearShare
Not shareable
Not shareable
Not shareable
Free After Annual Max
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
Free after Annual Maximum
payment is met
Unrestricted
$0

The annual max is the amount that you would pay for applicable services before the ClearShare community shares in medical expenses.  If you have family members on the plan, they have to meet their own Annual Max until the overall Family Annual Max has been met.

Family Annual Max
Annual max tier: $1000
Annual max tier: $2500
Annual max tier: $5000
Member Only
$1000
$2500
$5000
Member + Children
$2000
$5000
$7500
Member + Spouse
$2000
$5000
$7500
Member + Family
$3000
$7500
$10000
Family Annual Max
Member Only
Member + Children
Member + Spouse
Member + Family
Annual max tier: $1000
$1000
$2000
$2000
$3000
Annual max tier: $2500
$2500
$5000
$5000
$7500
Annual max tier: $5000
$5000
$7500
$7500
$10000

How it works

The healthcare solutions we offer combine the most valuable benefits and supplemental insurance with the largest network at an affordable price:

  Save on fixed medical expenses
  Improve your network and benefits
  Reduce financial risk around accidents or illnesses
  Find a plan that provides for your unique situation

Take advantage of supplemental insurance plans

Stay up to date with annual appointments, such as teeth cleanings and vision exams, or secure yourself financially in the event of an unexpected illness or accident.

Clearwater Benefits offers several supplemental plans, including vision, dental, critical illness, and accident.
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Love from Our Community

Hear it from our members: There's lots to love.

Chad and Jen Beasley
Chad and Jen Beasley
Clearwater Member
EXP Realty
Affiliate
Jimmy N.
Clearwater Member
Jeff Levitan
Jeff Levitan
CEO, Bettr
Brandon and Mary Snyder
Brandon and Mary Snyder
Clearwater Member

Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.

Ashley A.
Clearwater Member

Our teams love Clearwater and their benefits. They deliver immense value to our most important partner, our independent contractor real estate agents. Clearwater is a game changer, a trusted partner, and an important part of the eXp growth story.

Glenn Sanford
Glenn Sanford
CEO eXp Realty

I’m already saving $$$, plus the health benefits are much better! This is truly one of the best

Jesse G.
Jesse G.
Realtor

Better care. Better cost.

$8,000*

Average annual savings

PPO

Network upgrade

80%

Out-of-pocket savings

*Estimate is based on an average of annual data and will not apply to every individual customer.

Ready to get started?

Click to get started on building the perfect plan for you – complete with supplemental insurance.

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