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HSA Plan

Low monthly cost,
high annual savings.

Save money on income taxes and minimize healthcare spending with a Health Savings Account.
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The benefits of the HSA Plan

  • Tax Savings

    Save money on income taxes and minimize healthcare spending with a Health Savings Account.

  • Expanded PPO network

    Doctor visits are part of two large PPO networks. Hospital and major services have no provider restrictions.

  • Free 24/7 telemedicine

    Get access to care anywhere, anytime with $0 virtual telemedicine.

  • Virtual mental health care

    Mental health care matters - that’s why we partnered with Amaze Health.

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Who is the HSA Plan for?

For those who rarely use their health benefits outside of preventive needs, a Health Savings Account (HSA) is a great way to minimize your annual spend on healthcare.

Members who select the HSA Plan use their personal health savings account to pay for day-to-day needs like doctors, prescriptions, and diagnostics.

Plus, with our expanded PPO network and Care Coordination services, you’ll always be able to find a provider that can help you.

Health Savings Account from Clearwater Benefits

It's easier than ever to sign up for a Health Savings Account with your compatible Clearwater plan. Enroll in an HSA plan and sign up today!

With Clearwater’s HSA, you get:
  •  • One card for all your healthcare-related needs
    • • Integration with Clearwater’s member portal
    • • Physical & virtual HSA debit cards
    • • Simplified claims process with online tools
    • • A platform that supports English and Spanish languages
    • • Integrated investment tools for accounts over
    • the minimum threshold
HSA CARD
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Frequently Asked Questions

What is a healthshare?

A healthshare, also known as medical cost sharing, is a nonprofit program that provides an organized structure for a community of members to contribute toward each other’s medical costs.

What is ClearShare?

ClearShare is healthshare; a membership-based community of individuals established for the purpose of sharing eligible healthcare expenses between Members as described in the Member Guidelines. ClearShare is not insurance.

When can I enroll in ClearShare?

You can enroll in a ClearShare membership at any time.

When does my membership start?

For ClearShare memberships, your effective date is on the first of the next month, or the first of a future month.

How long does my membership last?

You will keep your membership for 1 year after your effective date.

Can I switch my membership?

You can only switch memberships (to/from Advanced or Basic) at your 1-year renewal date or during Open Enrollment.

Members may choose to change their Annual Maximum ($1000, $2500, $5000) at your 1-year renewal date or during Open Enrollment.

Read all FAQs

Love from Our Community

Hear it from our members: There's lots to love.

Chad and Jen Beasley
Chad and Jen Beasley
Clearwater Member
EXP Realty
Affiliate
Jimmy N.
Clearwater Member
Jeff Levitan
Jeff Levitan
CEO, Bettr
Brandon and Mary Snyder
Brandon and Mary Snyder
Clearwater Member

Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.

Ashley A.
Clearwater Member

Our teams love Clearwater and their benefits. They deliver immense value to our most important partner, our independent contractor real estate agents. Clearwater is a game changer, a trusted partner, and an important part of the eXp growth story.

Glenn Sanford
Glenn Sanford
CEO eXp Realty

I’m already saving $$$, plus the health benefits are much better! This is truly one of the best

Jesse G.
Jesse G.
Realtor

Better care. Better cost.

$8,000*

Average annual savings

PPO

Network upgrade

80%

Out-of-pocket savings

*Estimate is based on an average of annual data and will not apply to every individual customer.

Is an HSA the right plan for you?

Explore HSA Plan pricing options with our Quick Quote Tool – it only takes 5 minutes!
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